0% Entry for 21 months in balance transfers in balance transfers April: One of the longest entry periods on the balance transfers we encounter is that you will get a 0% input APR transferred for 21 months in balance transfers, which will be almost two years to pay your balance.
0 % Promotion in April 12 months purchases for purchases: In addition, you will receive a 0% input for new purchases for the first 12 months for purchases. If you plan to buy something with a card, this is a useful thorn.
Select your payment deadline: A little flexibility in managing your financing can have a long way. The card allows you to choose from any existing payment date, whether at the beginning, in the middle or at the end of the month. In this way, you can set automatic payments compatible with your salary check.
No late fee: One of the most unique advantages is the lack of late wages. You should always pay your invoice on time, because late payments can still affect your loan, it is nice to know that you will not be charged if you miss a payment.
No penalty: If you miss some payments, most credit card interest rates will increase your penalty to April. The Citi Simplicity® card never requested a penalty rate, so your APR is not at risk of increasing due to late payments.
No annual fee: This card comes without an annual fee, which is an important feature if your goal is to pay the debt.
